The Real Estate Ripple

Celebrating Women's Impact in Real Estate with Attorney Heather Glockler and Nora Gruenberg, GAD

Celebrate Women's History Month with The Real Estate Ripple! In our latest episode, we explore how women have shaped the real estate industry—breaking barriers, leading as professionals, and becoming homeowners at record rates. With 66% of REALTORS® now being women, we discuss the progress made, the challenges that remain, and the importance of mentorship and support. Featuring insights from real estate attorney Heather Glockler and Local Government Affairs Director Nora Gruenberg, this episode is packed with inspiration, history, and practical advice. Tune in and learn how women are moving forward together in real estate!
 
Our Sponsor:
Buy Tickets online: Three Rivers | Association of REALTORS®
 
Our Guests: 
         
Heather Glockler         Nora Gruenberg
 
 

Breaking Barriers a Black History Month Conversation on Homeownership with guests Terrell and Danielle Shell

This episode of The Real Estate Ripple podcast, hosted by Joe Medrano and Carl McGee from Three Rivers Association of REALTORS®, features special guests Terrell and Danielle Shell, a husband-and-wife real estate duo. The discussion highlights the challenges and progress in Black homeownership, particularly in Illinois, where Black homeownership stands at around 40%, significantly lower than the 72% rate among white homeowners.
Key Topics Discussed:
Personal Homeownership Journey:
Terrell and Danielle share their story of becoming homeowners, experiencing foreclosure during the 2007-2008 financial crisis, and eventually regaining homeownership.
They emphasize the importance of financial literacy and preparation, recounting how they recovered by learning from their past financial mistakes.
Barriers to Black Homeownership:
Misinformation and lack of financial education prevent many from owning homes.
Generational trends—many families have never owned homes, leading to a lack of homeownership knowledge being passed down.
The psychological barrier—many believe homeownership is out of reach, which discourages them from even starting the process.
Role of Education in Homeownership:
The Shells advocate for real estate education at the high school level, helping younger generations understand credit, savings, and mortgage processes.
They share their outreach efforts, where they mentor and educate students about financial literacy and homeownership.
Predatory Lending and Policy Changes:
Discussion about the predatory lending practices that led to foreclosures in the Black community during the 2007-2008 financial crisis.
Today’s lending landscape has improved with more regulations to prevent similar financial disasters.
Encouraging First-Time Homebuyers:
Stories of clients who overcame obstacles to become first-time homeowners, including a client who became the first in his family to own a home.
The importance of mentorship and support in helping first-time buyers navigate the process.
The Role of Veterans in Homeownership:
Many Black veterans are unaware of VA loan benefits that could help them purchase homes with no money down and no mortgage insurance.
Raising awareness about these programs is essential to increasing Black homeownership.
Final Message:
The conversation concludes with a call to action:
Educate communities about homeownership.
Encourage financial literacy from a young age.
Support first-time homebuyers, particularly in underrepresented communities.
The hosts and guests emphasize that Black History Month is not just about reflection but also about taking steps toward economic empowerment through real estate.
 
Episode Sponsor:
 
Buy tickets at: www.trarealtors.net 

Navigate the New 8.0 Real Estate Contract Like a Pro with Guests Attorney Gary Mueller and REALTOR® and Educator Annette Panzek.

This episode of The Real Estate Ripple brings you an expert-led discussion on the brand new 8.0 Multi-Board Residential Real Estate contract and its updated addendums. Join us as Attorney Gary Mueller and educator Annette Panzek walk us through the significant changes and their implications for realtors, enabling you to handle transactions confidently.
Whether you're an experienced agent or new to the field, learn about the crucial modifications in the contract and what to watch out for to avoid common pitfalls. Our hosts Christy and Megan and our guests Gary and Annette cover valuable insights into inspection processes, personal property provisions, and compensation details.
Don't miss the chance to register for an in-person training on February 5th and gain the tools you need to stay ahead in the real estate industry. Stay informed, make informed decisions, and ensure your success with this indispensable episode.

Government Affairs 101 with Nora Gruenberg, GAD

In this episode of the Real Estate Ripple, hosts Joe Medrano and Carl McGee sit down with special guest Nora Gruenberg from Illinois Realtors to explore the influential role of realtors in shaping policy and driving community impact. Nora, a Government Affairs Director, provides an inside look at how Illinois Realtors advocate for the real estate industry at local, state, and federal levels, ensuring policies that benefit realtors and the communities they serve.
Tune in to understand the critical partnerships realtors form with legislators, community stakeholders, and how these efforts ensure a strong voice for the industry. Discover how realtors can leverage collective power to drive economic and policy changes that benefit their professional and local communities. This episode is an essential listen for anyone in the real estate sector wanting to make impactful ripples in their market.
 

The Corporate Transparency Act Explained: How It Affects Your Business with Attorney Sean Robertson of Gateville Law Firm

Welcome to another insightful episode of The Real Estate Ripple, where hosts Joe Medrano and Carl McGee dive into the world of real estate with expert guests. This week, they're joined by attorney Sean Robertson from Gateville Law Firm, specializing in real estate and estate planning, to discuss the Corporate Transparency Act (CTA).
In this episode, you'll learn about the CTA's purpose in combating money laundering and terrorism through real estate and business entities. Sean explains who needs to comply, the deadlines involved, and the potential penalties for non-compliance. Whether you're a realtor, investor, or involved in any incorporated entity, this episode provides crucial information you can't afford to miss.
Discover the implications for LLCs, S-corps, and other business structures, and how this new regulation affects privacy and ownership transparency. Sean also shares practical advice on how to navigate the registration process, ensuring you're prepared for the upcoming changes.
Tune in to stay informed and ensure your real estate ventures remain compliant in the ever-evolving landscape. Don't forget to subscribe and share The Real Estate Ripple with your network to keep the conversation going. Remember, every ripple counts!
This Episode's Guest:
The Corporate Transparency Act - Presentation - PDF of Sean's Power Point Presentation
Gateville Law Firm Link to Website
The Affiliate Committee Presents: Food for Thought On-Demand - Corporate Transparency Act Explained w/Sean Robertson